First Northern Credit Union - Checking Accounts
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Checking

Choose from one of our three checking accounts. The chart below can help you decide which is right for you. All checking accounts feature:
  • Free Online Banking
  • MAP, a free telephone service allowing members 24-hour account access
  • Direct Deposit
  • Overdraft Protection
  • Access to over 57,000 surcharge-free ATMs
  • Access to over 3,000 Shared Branching locations worldwide
  • Courtesy Pay Service (overdraft protection extended to members in good standing)
  • Accounts federally insured by the NCUA for up to $250,000 per member
  • Additional private share insurance of $250,000 through ESI
  • No maximum transaction fees
  • No monthly service charge

Checking Accounts
Preferred Checking 0.75% APY*
Advantage Checking 5.05% APY* on avg. daily balance of $7,500 or less;

1.00% APY* on portion over $7,500
APY = Annual Percentage Yield
*Rates subject to change
Federally insured by NCUA.
Add a Service
Value Now Preferred Advantage
Annual percentage yield (APY) 0% 0.75% on average daily balance 5.05% on avg. daily balance of $7,500 or less;
1.00% on portion over $7,500
Minimum balance requirement None $250 average daily balance $750 average daily balance
Check writing privileges Unlimited Unlimited Unlimited
Bill Pay payments
(per month)		 6 Unlimited Unlimited
Free Checks 50 50 Unlimited
Check (debit) card Yes Yes Yes
Direct Deposit Yes Yes Yes
Other Benefits • Get .25% discount on auto or fixed-rate home equity loan rates with direct deposit • Get .25% discount on auto or fixed-rate home equity loan rates
• Up to $25 annual ATM surcharge rebate (when you have Bill Pay and e-Statements)

If you are a current checking account holder, and wish to change your account, click the image link on the left to access the application. Print it out, sign and send this form:
by mail:
First Northern Credit Union
230 W. Monroe Street, Suite 2850
Chicago, IL 60606
or fax:
(312) 853-0588 – write "ATTN: Marketing" on the fax

If you do not currently have a checking account with First Northern, please call a Financial Service Advisor today at (888) 328.8677 or fill out our online application by clicking here.