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	Guaranteed Asset Protection (GAP) Coverage When you finance your new or used vehicle at First Northern, you know you're getting a great rate from the credit union you know and trust. Why not get that same great feeling that GAP coverage gives you? If your car was stolen or totaled in an accident, GAP has you covered. In fact, GAP covers the difference between the market value of your car, and your loan or lease balance less primary insurance coverage. With GAP, you won't worry that the insurance payout could be a lot less than you owe on your car. GAP covers the difference.* * Exclusions may apply.